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Changing your debit card limit

Changing your debit card limit

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There may be times when you want to make a major purchase or transfer a larger sum. In that case, you can temporarily change your daily limit in the ABN AMRO app. It will take four hours for your new limit to take effect, because it is more secure that way. Set an end date so that your limit will automatically be reset to your previous, lower limit.

  • If you want to change the daily amount you can withdraw from an ATM or pay in a shop, change your card limit . 
  • Good to know: you pay charges when you withdraw rolls with coins. If you withdraw paper money, this is free up to € 17,500. See the rates.
  • If you want to change how much you can transfer in the ABN AMRO app without using the e.dentifier (this includes iDEAL payments), change your daily limit .

↓  Read on to find out how.

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How to change your card limit

About the card limit

  • Your card limit is the maximum amount you can pay by card or withdraw using your debit card per day. 
  • You can set a separate card limit for debit card transactions in shops (up to €50,000 per day) and for cash withdrawals from ATMs (up to €10,000 per day).
  • Your new limit will take effect straight away. You do not need to wait.
  • Your card limit will apply at all card machines and ATMs both at home and abroad.
  • NB: you cannot select a card limit higher than the balance on your account. Example: if your balance is €750, you can only change your card limit to a maximum amount of €750. 
  • You can lower your card limit again at any time.
Changing your card limit in the app

  1. Open the app and log in.
  2. Tap Payments in your Product overview.
  3. Scroll down and select Debit Cards. Then select the debit card you want to change the setting of.
  4. Scroll down and select General settings.
  5. Tap Daily payment limit to set your desired limit for payments.
  6. Tap Daily withdrawal limit to set your desired withdrawal limit at an ATM.
  7. Change the limit and Save.
Your limit will take effect straight away. You do not need to wait.
Changing your card limit in Internet Banking

  1. Click the button below and log in. You will see your debit card overview
  2. - If you want to make larger withdrawals at an ATM, click ‘Withdrawal limit’. -
    - If you want to make larger payments in shops, click ‘Payment limit’.
  3. Move the toggle to the limit you want and choose 'Temporary' or 'Permanent'
  4. Click 'Save' and confirm the order
Your limit will take effect straight away. You do not need to wait.
Change your card limit now

How to change your card limit

About the card limit
Changing your card limit in the app
Changing your card limit in Internet Banking

About the card limit

  • Your card limit is the maximum amount you can pay by card or withdraw using your debit card per day. 
  • You can set a separate card limit for debit card transactions in shops (up to €50,000 per day) and for cash withdrawals from ATMs (up to €10,000 per day).
  • Your new limit will take effect straight away. You do not need to wait.
  • Your card limit will apply at all card machines and ATMs both at home and abroad.
  • NB: you cannot select a card limit higher than the balance on your account. Example: if your balance is €750, you can only change your card limit to a maximum amount of €750. 
  • You can lower your card limit again at any time.

Changing your card limit in the app

  1. Open the app and log in.
  2. Tap Payments in your Product overview.
  3. Scroll down and select Debit Cards. Then select the debit card you want to change the setting of.
  4. Scroll down and select General settings.
  5. Tap Daily payment limit to set your desired limit for payments.
  6. Tap Daily withdrawal limit to set your desired withdrawal limit at an ATM.
  7. Change the limit and Save.
Your limit will take effect straight away. You do not need to wait.

Changing your card limit in Internet Banking

  1. Click the button below and log in. You will see your debit card overview
  2. - If you want to make larger withdrawals at an ATM, click ‘Withdrawal limit’. -
    - If you want to make larger payments in shops, click ‘Payment limit’.
  3. Move the toggle to the limit you want and choose 'Temporary' or 'Permanent'
  4. Click 'Save' and confirm the order
Your limit will take effect straight away. You do not need to wait.
Change your card limit now

How to change your daily limit

About the daily limit

  • Your daily limit is the total amount you can transfer in a day without using your e.dentifier. 
  • This also includes iDEAL and Tikkie payments. 
  • You can set your daily limit yourself, up to a maximum of €50,000. 
  • A higher limit will not take effect until four hours after you have set it, because it is more secure that way. 
  • If you are asked to confirm with your e.dentifier every time you make a payment, this means you have reached your daily limit. If this happens too often, you might want to raise your daily limit.
Changing your daily limit in the app

  1. Log in to the app
  2. Tap ‘Profile’
  3. Tap ‘Daily transfer limit’ 
  4. Set your daily limit, up to a maximum of €50,000
  5. To protect you from scammers, we will ask you whether or not you want to proceed with the limit increase 
  6. If you are raising your limit to above €2,500, you will also have to set an end date (which is not compulsory for lower limits)
  7. Confirm with your identification code, your fingerprint or facial recognition
  8. You will receive a Bankmail message and/or text message to confirm that you have raised your limit 
  9. Your new daily limit will take effect after four hours
Don't have the ABN AMRO app?

You can only set your daily limit through the app. NB: if you have Internet Banking, you can start using the ABN AMRO app straight away. Find out how to get started with the app. You can now log into Internet Banking easily and securely using the app on your phone. You don't need an e.dentifier for this.

If you cannot use the ABN AMRO app, please contact us. Our employees will be happy to help.

How to change your daily limit

About the daily limit
Changing your daily limit in the app
Don't have the ABN AMRO app?

About the daily limit

  • Your daily limit is the total amount you can transfer in a day without using your e.dentifier. 
  • This also includes iDEAL and Tikkie payments. 
  • You can set your daily limit yourself, up to a maximum of €50,000. 
  • A higher limit will not take effect until four hours after you have set it, because it is more secure that way. 
  • If you are asked to confirm with your e.dentifier every time you make a payment, this means you have reached your daily limit. If this happens too often, you might want to raise your daily limit.

Changing your daily limit in the app

  1. Log in to the app
  2. Tap ‘Profile’
  3. Tap ‘Daily transfer limit’ 
  4. Set your daily limit, up to a maximum of €50,000
  5. To protect you from scammers, we will ask you whether or not you want to proceed with the limit increase 
  6. If you are raising your limit to above €2,500, you will also have to set an end date (which is not compulsory for lower limits)
  7. Confirm with your identification code, your fingerprint or facial recognition
  8. You will receive a Bankmail message and/or text message to confirm that you have raised your limit 
  9. Your new daily limit will take effect after four hours

Don't have the ABN AMRO app?

You can only set your daily limit through the app. NB: if you have Internet Banking, you can start using the ABN AMRO app straight away. Find out how to get started with the app. You can now log into Internet Banking easily and securely using the app on your phone. You don't need an e.dentifier for this.

If you cannot use the ABN AMRO app, please contact us. Our employees will be happy to help.

Frequently asked questions

What is the standard limit on a debit card?
The standard withdrawal limit is €500. You can change the card limit yourself, but do be aware that you can’t choose a card limit that’s higher than your account balance. For example, if your balance is €750, the highest limit you can set for your card is €750.
What is the standard daily limit?

You can transfer up to €50,000 a day with the app without having to use the e.dentifier. If you want to transfer larger amounts, you can do so on Internet Banking and use your e.dentifier to confirm. 

The following limits apply on Internet Banking: 

  • a maximum of €250,000 per transfer 
  • a maximum total amount of €50,000 in iDEAL payments in one day
What if I want to withdraw more than the maximum?
Unfortunately, it’s not possible to withdraw more than the maximum card limit of €50,000 per day.
What is the limit for contactless payments, and how do I change it?
Normally, you can make consecutive contactless payments up to €50. The maximum amount has been temporarily increased to €100. It’s not possible to change the amount up to which you can make contactless payments with your debit card. This is to prevent fraud and misuse if your card is stolen, for example.
When does the new limit take effect?

A new card limit will take effect right away.

If you have lowered your daily limit in the app to under €2,500, your new limit will take effect immediately. If you have raised your daily limit in the app, it will take four hours for your higher limit to take effect. This is to protect you from scammers.

What are the charges for withdrawing a larger amount?
Withdrawing cash costs money in some cases. If you withdraw more than €17,500 per year in cash, a fee of €5 per transaction plus 0.5% of the amount withdrawn is charged. See this page for more information about costs.
How much can I withdraw from a Geldmaat ATM?
All ABN AMRO ATMs have been replaced by Geldmaat ATMs. The amounts you can withdraw are the same everywhere. You can set a separate card limit for cash withdrawals (maximum €10,000 per day).
Why do I need to provide an extract from the Municipal Personal Records Database (BRP) before I can withdraw cash?
We want to be sure that you are who you say you are when you open an account. This helps us to prevent fraud, for example abuse of your current account. For this reason, one of the things we need from you is an extract from the Municipal Personal Records Database (BRP). You receive this extract free of charge at your first registration in the municipality where you live. You can open the account even without the extract, but some features of your current account will not be available yet, for example deposits and cash withdrawals.