Interest
If you are wondering what the interest rate is on your current account or savings account at the moment read on to see the latest interest rates.
Savings accounts
| Savings account | Maximum interest | Basic interest | Bonus interest |
|---|---|---|---|
| Vermogens Spaarrekening* | 1.50% | 1.50% | 0.00% |
| Direct Sparen | 1.50% | 1.50% | n/a |
| Beleggers Spaarrekening | 1.50% | 1.50% | n/a |
| KinderToekomst Spaarrekening | 1.65% | 1.50% | 0.15% |
| KinderBonus Sparen** | n/a | 1.50% | 5.00%*** |
| Royaal Rekening**** | 1.55% | 1.30% | 0.25% |
*This savings account can no longer be opened as of August 2021.
**This savings account can no longer be opened as of June 2013.
***The child receives bonus interest up to a maximum of 4 times, i.e. following his/her 5th, 10th, 15th and 18th birthdays.
****This savings account can no longer be opened as of September 2018.
These interest rates are valid as of 15 October 2023.
Current accounts
| Current account | Interest |
|---|---|
| Jongerengroeirekening | 0.00% |
These interest rates are valid as of 1 April 2020 and are annual effective rates.
Fixed-interest savings
| Savings account | Interest | Term |
|---|---|---|
| Groen Spaar Deposito | 1.80% | 1 year fixed |
| Spaar Deposito | 2.50% | 1 year fixed |
| Spaar Deposito | 2.55% | 2 years fixed |
| Spaar Deposito | 2.60% | 3 years fixed |
| Spaar Deposito | 2.65% | 5 years fixed |
| Spaar Deposito | 2.70% | 10 years fixed |
These interest rates are valid as of 3 July 2023 and are annual effective rates.
Pension savings
| Pension product | Variable interest rate |
|---|---|
| Pensioenaanvulling | 1.10% |
| Gouden Handdruk Opbouwrekening | 1.10% |
| Uitgestelde Hypotheekaflossing | 1.00% |
| Hypotheekaflossing uit Vermogen | 1.00% |
These interest rates are valid as of 15 June 2023. All interest rates quoted are annual effective rates.