Your fixed costs at a glance

see what you spend each month

When you think of your fixed costs, the first things that come to mind are probably energy costs, rent or mortgage, and insurance. But subscriptions are also part of your fixed costs. And there are more of these than you might think. Think about the gym, newspapers, streaming services, or your meal box. The ABN AMRO app now gives you insight into your average fixed costs per month. Handy! This way you keep more control over your expenses, and you can immediately see where you might be able to save.

Fixed Costs: insight into your recurring expenses

Want to save money? Or simply need more overview? Fixed Costs provides insight into your monthly recurring expenses. Like for instance your subscriptions. This way you know exactly where your money is going.

You can find your fixed costs above your transactions under the 'Fixed Costs' tab.

How to turn on Fixed Costs in 3 steps

Open Fixed Costs

Log into the ABN AMRO app and go to your transactions. Above your transactions you will see a bar. In that bar, next to ‘in progress and rejected’ and ‘Future’, you will find the tab ‘Fixed Costs’. Open this tab.

Don't see the tab? Then swipe the bar slightly to the left.

Give permission

To see your Fixed Costs, you first need to give permission to ABN AMRO. You only have to do this once.

After tapping 'Enable insights', follow the steps and give permission in the last step by tapping the yellow button.

View your Fixed Costs

From now on you can see your recurring expenses under the tab ‘Fixed Costs’. It may take a few minutes before they become visible.

Frequently asked questions about Fixed Costs

How does Fixed Costs work?

The Fixed Costs feature provides an overview of your subscriptions and fixed expenses. By fixed costs we mean costs that occur at least once a year, with a clear regularity. If you click on one of the fixed costs, you can see the details. Such as the total amount over a year, the transaction history and the time of the next debit.

To view your fixed costs, you must first enable the feature in the ABN AMRO app. To do this, go to your transactions and tap the ‘Fixed Costs’ tab in the bar above your transactions. On the page that opens you can give permission by tapping ‘Enable insights’.

Where do I find my Fixed Costs?

You can find your Fixed Costs in the ABN AMRO app. In the app, go to your transactions. Above your transactions you will see a bar. In that bar, next to 'In progress and rejected' and ‘Future’, you will find the ‘Fixed Costs’ tab. Don't see the tab? Then swipe the bar slightly to the left.

How can I turn Fixed Costs on and off?

You can turn the Fixed Costs feature on and off at any time. To do so, follow these steps:

1. In the app, go to 'Profile' and then to ‘Permission for additional services'.

2. Tap ‘Permission for additional services' and under ‘Insight’ slide the bar to the right to turn Fixed Costs on, and to the left to turn it off. Is the bar green? Then you can see your Fixed Costs.

Why do I need to give permission for Fixed Costs?

Fixed Costs shows your subscriptions and fixed expenses based on your previous regular transactions. These are recognized by ABN AMRO as a subscription or fixed expense. ABN AMRO is not allowed to view and classify your transactions without permission. That is why we ask you to give permission first. After you have given permission, you will see an overview of your subscriptions and fixed expenses under 'Fixed Costs'. Your permission applies to all your accounts. And you can switch your permission on and off at any time. Want to know more? Then read our privacy statement.

Do I need to give permission for both Fixed Costs and Predictions?

No, you only need to give permission once. Then you can view your Fixed Costs and Predictions.

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