If you take out or change a mortgage based on personal advice, you will be charged an advice fee and a handling fee. Check how much you will be charged.
The advice fee you pay covers personal advice from an adviser and an advice report. This is a fixed fee that does not depend on your mortgage amount. At the initial orientation meeting, you will not yet receive advice. This meeting is, therefore, not subject to the advice fee.
If you decide to take out a mortgage with us, you will also pay a handling fee. This fee covers the expenses involved in taking out a mortgage, such as administrative costs. This is a fixed fee that does not depend on your mortgage amount. If you decide to upload your documents yourself in preparation for the orientation or mortgage meeting, you will pay the digital rate for the handling fee.
| Advice fee | Advice fee for entrepreneurs | Digital rate handling fee | Handling fee | |
|---|---|---|---|---|
| Orientation meeting | € 0 | € 0 | € 0 | € 0 |
| If you are a first-time buyer | € 1,000 | € 1,500 | € 600 | € 850 |
| If you do not have a mortgage with ABN AMRO yet | € 1,600 | € 2,100 | € 600 | € 850 |
| If you already have a mortgage with ABN AMRO | € 1150 | € 1,650 | € 600 | € 850 |
| Advice fee | Advice fee for entrepreneurs | Digital rate handling fee | Handling fee | |
|---|---|---|---|---|
| Orientation meeting | € 0 | € 0 | € 0 | € 0 |
| Advice when changing an existing mortgage1 | € 600 | € 1,100 | € 250 | € 250 |
| Advice when increasing a mortgage | € 1,050 | € 1,550 | € 600 | € 850 |
| Advice in case of divorce | € 1,600 | € 2,100 | € 600 | € 850 |
| Specific advice2 | € 400 | € 900 | € 250 | € 250 |
| Preventive advice3 | € 0 | € 0 | € 0 | € 0 |
| Resolution advice4 | € 0 | € 0 | € 0 | € 0 |
Toelichting:
1 The handling fee for making a change to an existing mortgage in consultation with an adviser is €250. The handling fee for making a change to an existing mortgage using Internet Banking is €100.
2 Specific advice is advice on a new or existing mortgage. You will be given insight into your finances and the risks involved, but you will not receive advice on how to reduce or eliminate these risks. The advice you receive is limited to the composition of the mortgage itself. Given that less time is required for this advice, the advice fee is lower.
3 Preventive advice is advice to prevent you from incurring late payments, as far as this is foreseeable. ABN AMRO MeesPierson will contact you in relation to preventive advice.
4 Resolution advice is advice aimed at resolving a problem with the mortgage and/or the associated savings or investment product. The savings or investment product may be an insurance policy or an investment policy. An ABN AMRO adviser will contact you in relation to resolution advice.
| Advice fee | Handling fee | Total | |
|---|---|---|---|
| Term life insurance policy | € 0 | € 175 | € 175 |
If you want mortgage advice, request a mortgage meeting now.
Client discount if you have an ABN AMRO payment package. And a sustainability discount when you buy an energy-efficient home or take further sustainability measures.
To find out more about your options, make an appointment for an orientation meeting, free of charge. Wherever and whenever suits you best, by telephone or in a video call.
You can view and change your mortgage yourself on Internet Banking. From changing the interest rate to making additional repayments. It’s secure and easy.
